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Becoming An Immigrant Investor – Québec Program Eligibility

Through Desjardins, business people can apply to the Québec provincial Immigrant Investor Program. To be accepted into the Immigrant Investor Program, obtain permanent residency, and enjoy the same benefits as all Canadians, candidates must satisfy a number of eligibility requirements, which include:

Net Worth

The candidate must have lawfully acquired a minimum net worth of $CAN800,000. “Net worth” with respect to an investor, means the fair market value of all assets of the investor and spouse or common law partner, excluding the amounts received by donation less than 6 months before the date on which the application was filed, minus the fair market value of all liabilities. Inheritances can also be included in the calculation of the candidate's net worth.

Management experience

The candidate must have at least 2 years in the 5 years preceding the application for a selection certificate, assumed duties related to the planning, management and control of financial resources and of human or material resources under the candidate's authority*, acquired through :

- a legal farming, commercial or industrial business; or

- a legal professional business where the staff, excluding the candidate, occupies at least the equivalent of 2 full-time jobs; or

- an international agency or a government or one of its departments or agencies.

*Authority, with respect to a candidate, means someone who has been mandated by his/her employer to exercise his/her functions of planning, developing, controlling, etc.

Investment

The candidate must commit to a fully-secured passive investment of $CAN400,000 for a five-year term (60 months) through Desjardins, authorized Financial Intermediary of the Immigrant Investor Program. Or the candidate may choose to significantly reduce the amount to be disbursed through the exclusive Desjardins Golden Plan.

 

 
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