Becoming An Immigrant
Investor – Québec Program Eligibility
Through Desjardins, business people can apply to the Québec
provincial Immigrant Investor Program. To be accepted into the
Immigrant Investor Program, obtain permanent residency, and enjoy
the same benefits as all Canadians, candidates must satisfy a
number of eligibility requirements, which include:
Net Worth
The candidate must have lawfully acquired a minimum net
worth of $CAN800,000. “Net worth” with respect to an investor,
means the fair market value of all assets of the investor and
spouse or common law partner, excluding the amounts received by
donation less than 6 months before the date on which the
application was filed, minus the fair market value of all
liabilities. Inheritances can also be included in the
calculation of the candidate's net worth.
Management
experience
The candidate must have at least 2 years in the 5 years
preceding the application for a selection certificate, assumed
duties related to the planning, management and control of financial
resources and of human or material resources under
the candidate's authority*, acquired through :
- a legal farming, commercial or industrial business; or
- a legal professional business where the staff, excluding the
candidate, occupies at least the equivalent of 2 full-time jobs;
or
- an international agency or a government or one of its
departments or agencies.
*Authority, with respect to a candidate, means someone who
has been mandated by his/her employer to exercise his/her functions
of planning, developing, controlling, etc.
Investment
The candidate must commit to a fully-secured passive investment
of $CAN400,000 for a five-year term (60
months) through Desjardins, authorized Financial
Intermediary of the Immigrant Investor Program. Or the
candidate may choose to significantly reduce the amount to be
disbursed through the exclusive Desjardins Golden Plan.